Owner Only Solutions

Home / Owner Only Solutions

OWNER ONLY DOESN’T MEAN ONLY ONE CHOICE WHEN IT COMES TO A RETIREMENT PLAN.

Defined Benefit

With a DB Plan, the only contributions made are those by your employer – YOU! This is a great option for owner only businesses allowing you to create a retirement plan with a guaranteed monthly income.

401(K) Traditional And Roth

You might think your business is too small to have a functioning 401k plan, but you’d be wrong. Owner only 401k, or plans that include your spouse, are available to you right now. Offering many advantages over the traditional SEP plan that has become the mainstay plan for owner only businesses. You have choices!

Non-Qualified Deferred

A non-qualified, deferred compensation (NQDC) plan allows you to earn wages, bonuses, or other compensation in one year but receive the earnings—and defer the income tax on them—in a later year, or when you retire. Doing this provides income in the future (often after you’ve retired) and may reduce the tax payable on the income.

Think about a brighter future with your retirement in place.

 

Qualified Domestic Relations Order

When divorce is on the cards, your spouse may be entitled to a portion of your pension plan.  If that’s the case you’ll need a Qualified domestic Relations Order (QDRO). A QDRO is a judgement, decree or order for a retirement plan to pay child support, alimony or marital property rights to a spouse, former spouse, child or other dependent of a participant.

Hopefully you’ll never need help with this, but if you do, we’re here to support you.

(QDRO) Valuation

When a QDRO Order is in place, it’s vital to get a valuation of the retirement plan and ensure that the valuation date is recorded properly. Whatever the valuation of the pension on the valuation date will determine what the plan was valued at up to, and including that date and the proceeds will be distributed accordingly. This ensures that any funds added after that date are not distributed to your spouse – if that is what the order demands.

FOCUSED ON YOUR RETIREMENT

QUALIFIED PROFESSIONALS

INTELLECTUAL PLANNING

Putting brains into planning to keep the emotions in check.

CUSTOMISED TO FIT

SIZE DOESN'T MATTER

Customised plans, no matter how small your business is.

NO NASTY SURPRISES

PLAN TO PROTECT

Our ongoing support will ensure you don't have any nasty surprises down the road.

CLEAN DATA

CLEAN PLAN

The accuracy of your plan administration is critical, we'll keep your plan clean and efficient.

WHY 9INE2WO IS BETTER

Intellectually driven planning backed by decades of experience.

CUSTOMIZABLE

Every plan is different.

FUTURE FOCUSED

We’ve got tomorrow in mind.

RELIABLE

We’ll never let you down.

PLAN DESIGN

Working together we craft a plan that is developed for you. One size does not fit all.

PLAN ADMINISTRATION

Designing a great plan is just the beginning, keeping it healthy is vital. We’ve got you covered.

ACTUAL HUMANS

No bots, no bother, you’ll always be able to speak to the people who work on your plan.

EVERYTHING YOU NEED

We’ve got the experience, the intellect and hutzpah to deal with every aspect of your plan from design, through administration.

RAPID DEPLOYMENT

There’s no time to waste! We’ll have your plan ready in double quick time.

PEACE OF MIND

You can relax, take in the view and focus on the future. Out team is there to make your retirement a reality.

WANT TO KNOW MORE?

get in touch!